March 2008
Debt Consolidation and Credit Repair
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Unsecured Debt Consolidation - Tips for Getting a No-Collateral Loan
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Getting an unsecured debt consolidation i...
What is Bankruptcy?
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Bankruptcy is the last place a person in serious debt can turn. This is...
February 2008
Debt Consolidation vs Credit Counseling - Exploring Debt Reduction Options
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
With so many debt reduction options available to you, it’s easy to get
confused on which is the most effective. Debt consolidation all...
Do It Yourself Bankruptcy - Some Things to Know First
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
January 2008
Bill Consolidation Company - Comparing Debt Management Programs
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
A bill consolidation company ta...
Move Out of the Clutches of the Creditor and Manage Your Life Better with a Debt Consolidation Loan
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
Times have changed, so have the rules. Gone ...
Bankruptcy: What's the Difference Between Chapter 7 and Chapter 13?
Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances.
When consumers contemplate the option of bankruptcy generally, the remedy they are specifically referring to is chapter 7 bankruptcy. Th...
Free Debt Consolidation
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
A number of debt consolidation companies offer free services to attract potential clients. These services may...
Available Bankruptcy Options
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
The laws regarding bankruptcy have...
December 2007
Debt Management and Debt Consolidation
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Bankruptcy Or Debt Settlement
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
Bankruptcy or debt settlements often seem like the only options when financi...
If You Don't Have An Out-Of-Debt Consolidation Plan, Rest Aassured You're Under The Influence!
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
No matter how bad your finances may be - no matter how hopeless things may seem,
if you have a well thought out, auto-debt consolidation pla...
How To Obtain Mortgage After Bankruptcy
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
Most people probably assume that obtaining a mortgage after a bankruptcy is out of the question. In ...
3 Things to Look For in a Debt Consolidation Company Online
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
Debt consolidation is simply the act of taking ou...
November 2007
Filing Bankruptcy
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
What Is Debt And What Is A Debt Consolidation Loan
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
What Is Debt?
Debt is the bills that are lef...
How to Reduce Your Debt Without Getting a Debt Consolidation Loan
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
Every time that you turn on the radio or TV, you ...
Debt Consolidation Loan Basics
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Here are the basic workings of a debt con...
October 2007
Filing Bankruptcy in Federal Courts
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
One cannot file for bankruptcy through US state courts, since exclusive jurisdiction is vested with Federal courts. The court charges a certain fee...
Debt Consolidation Lenders - 3 Tips on Finding The Best One
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
If you need to get control of all the bil...
Rebuilding Your Life After Bankruptcy; Don't Cave to Holiday Pressures!
Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...
Leasing After A Bankruptcy; Obtaining A Bankruptcy Auto Loan Does Not Have To Be Difficult
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
I’ve always chuckled at th...
September 2007
An Introduction To Debt and Bill Consolidation
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
A debt and bill consolidation service hel...
